Graduate Analyst – Credit & Financial Risk Reinsurance

Das Wichtigste

Das bringst du mit

A university degree in finance, actuarial science, economics, mathematics, physics, or a related field. Strong programming and analytical skills, ideally including Python and/or R. A genuine interest in credit risk, structured reinsurance, and portfolio analytics. Expert knowledge in stochastic calculus, Monte-Carlo simulations, and their practical application. Fluent in English; German language skills strongly preferred. Swiss work permit or EU passport required. Good communication skills (written and verbal), with the ability to present analytical findings clearly to technical and non-technical audiences. Good time management, able to manage multiple work-streams and meet deadlines under pressure. Adaptable and resilient, able to respond positively to change and to work both independently and as part of a small, high-performing team. Some prior exposure to insurance, reinsurance, or financial services (e.g., through internships) is preferable.

Deine Aufgaben

Build, maintain, and enhance quantitative models to support the structuring and pricing of credit reinsurance transactions. Conduct in-depth analysis and review of portfolio credit and significant risk transfer (SRT) transactions, including data validation, cash flow modelling, and scenario/stress testing. Support the preparation of client-facing analytical outputs, presentations, and transaction submissions, ensuring accuracy and completeness. Collaborate with brokers and account handlers to translate analytical findings into client solutions and structuring recommendations. Assist with the collection, cleaning, and interpretation of underlying portfolio data (loan-level, obligor-level, or aggregated) provided by clients and cedents. Maintain accurate and up-to-date records of transaction analytics, pricing assumptions, and models on company systems. Follow compliance procedures, including securing necessary approvals and maintaining client files. Build effective working relationships with reinsurers, clients, and internal stakeholders across the global mandate. Stay informed of credit market trends, capital relief, and SRT developments, and analytical techniques relevant to the credit reinsurance segment. Actively participate in personal development, progressively taking on greater client and account management responsibilities over time, and adhere to regulatory requirements/training.

Das wird geboten

A career with defined growth opportunities, allowing employees to focus on areas such as personal development, volunteering, or creating new insurance products. Support for work-life balance, including flexible hours and hybrid working arrangements where possible. Commitment to diversity and inclusion, treating colleagues, candidates, clients, and partners with equality and respect regardless of background. Access to reasonable adjustments for employees with specific needs. A sustainability promise focused on making a positive impact on people and the world. The role offers a structured development path toward client-facing and account management responsibilities within a collaborative, high-performing team.

Über die Stelle

Howden is a global reinsurance broker with 26,000 employees in over 100 countries. Howden Re, the reinsurance arm, focuses on credit and financial risk solutions, offering bespoke services to clients worldwide. The team operates with a collaborative, entrepreneurial culture, empowering employees to drive progress and innovation. The role is designed as a graduate-level position with a clear development path toward client-facing and account management responsibilities.

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